American Express
Rewards
American Express
American Express Essential Rewards Credit Card
30,000 pts
≈ $240 value
$108.00
1.00 pt/$1
23.99% p.a.
0 days
$1000
$30000
Apple Pay
Contactless
Card at a Glance
Signup Bonus
8
Earn Rate
44
Fee Value
93
Lounge Access
0
Travel Cover
0
FX Savings
0
How to Earn the Bonus
Spend $1500.00 in the first 3 months to unlock 30,000 bonus points.
Monthly spend needed
$1500 ÷ 3 mo
$144
$
Show calc
Sign-up bonus30,000 pts
+ Points earned on your spend (1x)
1,500 pts
Total points31,500 pts
= Point value (0.80c each)
$252
− First-year fee−$108
Estimated first-year value$144
Points valued at 0.80c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.
No special offers currently available. Check back soon or apply at the bank's standard terms.
$108.00
23.99% p.a.
23.99% p.a.
Up to 0 days
3.00%
$1000
$30000 p.a.
Churning Details
18 months
Repeatable
You can earn the signup bonus again after 18 months from your last approval.
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