American Express
American Express Explorer Credit Card
75,000 pts
≈ $600 value
$395.00
2.00 pt/$1
23.99% p.a.
0 days
$1000
$50000
2 Lounge Passs/yr
Complimentary Insurance
Apple Pay
Contactless
Card at a Glance
Signup Bonus
19
Earn Rate
89
Fee Value
73
Lounge Access
40
Travel Cover
100
FX Savings
0
How to Earn the Bonus
Spend $3000.00 in the first 3 months to unlock 75,000 bonus points.
Monthly spend needed
$3000 ÷ 3 mo
$653
$
Show calc
Sign-up bonus75,000 pts
+ Points earned on your spend (2x)
6,000 pts
Total points81,000 pts
= Point value (0.80c each)
$648
+ Annual credit$400
− First-year fee−$395
Estimated first-year value$653
Points valued at 0.80c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.
No special offers currently available. Check back soon or apply at the bank's standard terms.
Offer history
How this card's bonus and fees have changed over time.
Lounge passes
— → 2
10 Jun 2026
$395.00
23.99% p.a.
23.99% p.a.
Up to 0 days
3.00%
$1000
$50000 p.a.
Churning Details
18 months
Repeatable
You can earn the signup bonus again after 18 months from your last approval.
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