American Express Platinum Card
American Express Ultra Premium

American Express

American Express Platinum Card

200,000 pts
≈ $1,600 value
$1450.00
2.25 pt/$1
20.74% p.a.
0 days
$1000
$100000
Unlimited Lounge Access
Complimentary Insurance
Concierge Service
No Foreign Fee
Apple Pay
Contactless

Card at a Glance

Bonus Earn Rate Fee Value Lounge Insurance FX Savings
Signup Bonus
50
Earn Rate
100
Fee Value
0
Lounge Access
100
Travel Cover
100
FX Savings
100

How to Earn the Bonus

Spend $5000.00 in the first 3 months to unlock 200,000 bonus points.

Monthly spend needed $5000 ÷ 3 mo
$1090
$
Show calc
Sign-up bonus200,000 pts
+ Points earned on your spend (2.25x) 11,250 pts
Total points211,250 pts
= Point value (0.80c each) $1690
+ Annual credit$850
− First-year fee−$1450
Estimated first-year value$1090

Points valued at 0.80c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.

No special offers currently available. Check back soon or apply at the bank's standard terms.

Offer history

How this card's bonus and fees have changed over time.

Annual credit $450 $850
10 Jun 2026
$1450.00
20.74% p.a.
20.74% p.a.
Up to 0 days
None!
$1000
$100000 p.a.

Churning Details

18 months
Repeatable

You can earn the signup bonus again after 18 months from your last approval.

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