COMMONWEALTH BANK
•••• •••• •••• 4242
Card Name
Smart credit card
Expires
12/28
Visa
Everyday
Apply Now on Commonwealth Bank →
Data verified 27 Oct 2026
Commonwealth Bank
Smart credit card
60,000 pts
≈ $420 value
FREE
1.00 pt/$1
20.99% p.a.
44 days
$2000
Complimentary Insurance
No Foreign Fee
Apple Pay
Google Pay
Contactless
Card at a Glance
Signup Bonus
13
Earn Rate
44
Fee Value
100
Lounge Access
0
Travel Cover
100
FX Savings
100
How to Earn the Bonus
Spend $4500.00 in the first 12 months to unlock 60,000 bonus points.
Monthly spend needed
$4500 ÷ 12 mo
$452
$
Show calc
Sign-up bonus60,000 pts
+ Points earned on your spend (1x)
4,500 pts
Total points64,500 pts
= Point value (0.70c each)
$452
Estimated first-year value$452
Points valued at 0.70c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.
No special offers currently available. Check back soon or apply at the bank's standard terms.
$0 (Free)
20.99% p.a.
21.99% p.a.
Up to 44 days
None!
$2000
Churning Details
12 months
Repeatable
You can earn the signup bonus again after 12 months from your last approval.
Track this card's application and get reapply reminders
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