COMMONWEALTH BANK
•••• •••• •••• 4242
Card Name
Ultimate credit card
Expires
12/28
Visa Everyday
Apply Now on Commonwealth Bank →

Data verified 27 Oct 2026

Commonwealth Bank

Ultimate credit card

100,000 pts
≈ $700 value
FREE
1.00 pt/$1
20.99% p.a.
44 days
$6000
Complimentary Insurance
No Foreign Fee
Apple Pay
Google Pay
Contactless

Card at a Glance

Bonus Earn Rate Fee Value Lounge Insurance FX Savings
Signup Bonus
22
Earn Rate
44
Fee Value
100
Lounge Access
0
Travel Cover
100
FX Savings
100

How to Earn the Bonus

Spend $9000.00 in the first 12 months to unlock 100,000 bonus points.

Monthly spend needed $9000 ÷ 12 mo
$763
$
Show calc
Sign-up bonus100,000 pts
+ Points earned on your spend (1x) 9,000 pts
Total points109,000 pts
= Point value (0.70c each) $763
Estimated first-year value$763

Points valued at 0.70c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.

No special offers currently available. Check back soon or apply at the bank's standard terms.

$0 (Free)
20.99% p.a.
21.99% p.a.
Up to 44 days
None!
$6000

Churning Details

12 months
Repeatable

You can earn the signup bonus again after 12 months from your last approval.

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