ANZ Frequent Flyer Black
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Data verified 22 Jun 2026

ANZ

ANZ Frequent Flyer Black

90,000 pts
40,000 pts
2-yr total: 90,000 pts
$425.00
1.00 pt/$1
20.99% p.a.
44 days
$15000
Complimentary Insurance
No Foreign Fee
Apple Pay
Google Pay
Contactless

Card at a Glance

Bonus Earn Rate Fee Value Lounge Insurance FX Savings
Signup Bonus
45
Earn Rate
44
Fee Value
71
Lounge Access
0
Travel Cover
100
FX Savings
100

How to Earn the Bonus

Year 1 90,000 pts Spend $5000 in 3mo
Year 2 40,000 pts Retention bonus
2-year total: 90,000 pts
Monthly spend needed $5000 ÷ 3 mo
$1095
$
Show calc
Sign-up bonus90,000 pts
+ Points earned on your spend (1x) 5,000 pts
Total points95,000 pts
= Point value (1.60c each) $1520
− First-year fee−$425
Estimated first-year value$1095

Points valued at 1.60c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.

No special offers currently available. Check back soon or apply at the bank's standard terms.

$425.00
20.99% p.a.
21.99% p.a.
Up to 44 days
None!
$15000

Churning Details

24 months
Repeatable

You can earn the signup bonus again after 24 months from your last approval.

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