Altitude Black Rewards World Mastercard
Mastercard Premium
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Data verified 22 Jun 2026

Westpac

Altitude Black Rewards World Mastercard

Also available with

100,000 pts
100,000 pts
2-yr total: 200,000 pts
$295.00
1.00 pt/$1
20.99% p.a.
45 days
$6000
$75000
Complimentary Insurance
No Foreign Fee
Apple Pay
Google Pay
Contactless

Card at a Glance

Bonus Earn Rate Fee Value Lounge Insurance FX Savings
Signup Bonus
22
Earn Rate
44
Fee Value
80
Lounge Access
0
Travel Cover
100
FX Savings
100

How to Earn the Bonus

Year 1 100,000 pts Spend $12000 in 12mo
Year 2 100,000 pts Retention bonus
2-year total: 200,000 pts
Monthly spend needed $12000 ÷ 12 mo
$489
$
Show calc
Sign-up bonus100,000 pts
+ Points earned on your spend (1x) 12,000 pts
Total points112,000 pts
= Point value (0.70c each) $784
− First-year fee−$295
Estimated first-year value$489

Points valued at 0.70c each. Includes the one-time sign-up bonus plus a year of earning at your spend; not a recurring annual figure.

No special offers currently available. Check back soon or apply at the bank's standard terms.

$295.00
20.99% p.a.
21.99% p.a.
Up to 45 days
None!
$6000
$75000
$75000 p.a.

Churning Details

24 months
Repeatable

You can earn the signup bonus again after 24 months from your last approval.

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